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Does my health insurance cover postpartum doula care?

Updated: Jul 10, 2023

The coverage of postpartum doula services varies among insurance companies and policies. While some insurance companies may provide coverage for postpartum doula services, it is not common practice for most traditional health insurance plans. However, there are a few scenarios where coverage might be available:

  1. Medicaid: In some states, Medicaid may cover postpartum doula services as part of their maternity and postpartum care benefits. Coverage and eligibility criteria vary by state, so it's best to check with your local Medicaid office or healthcare provider for specific information.

  2. Flexible Spending Account (FSA) or Health Savings Account (HSA): If you have an FSA or HSA, you may be able to use the funds to cover postpartum doula services. Check with your plan administrator to determine if this type of expense is eligible for reimbursement.

  3. Private Insurance: While it is not common, there are a few private insurance companies that may offer coverage for postpartum doula services as an optional add-on or through specialized plans. It is advisable to contact your insurance provider directly to inquire about coverage options and any specific requirements.

It's important to note that even if coverage for postpartum doula services is available, there may be limitations, such as specific timeframes or the need for a medical referral. It's recommended to thoroughly review your insurance policy or contact your insurance provider to understand the details of coverage and any associated requirements or restrictions.

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